Welcome to Online 1k Club ("us," "we," or "our"). By accessing and using our services, you agree to comply with and be bound by these Terms and Conditions. These terms are designed to protect your interests as well as ours. Please read them carefully.

1. Acceptance of Terms
1.1. Agreement to These Terms: By using the services provided by Online 1k Club, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree with these terms, please refrain from using our services.
1.2. Eligibility: You must be at least 18 years old or the age of legal majority in your jurisdiction to use our services. By using our services, you represent and warrant that you meet these requirements.

2. User Accounts

2.1. Account Creation: To access certain features, you may need to create an account. You are responsible for maintaining the confidentiality of your account and password. You also agree to accept responsibility for all activities that occur under your account.
2.2. User Responsibilities: While using our services, you agree to provide accurate and complete information, and to ensure that this information is kept up-to-date. You may not impersonate someone else or provide false information.
2.3. Account Termination: We reserve the right to terminate or suspend your account at our discretion, with or without notice, for any violation of these Terms and Conditions or for any other reason.

3. Use of Services
3.1. License: We grant you a limited, non-exclusive, non-transferable license to access and use our services for personal or organizational purposes. You may not reproduce, distribute, or modify any part of our services.
3.2. Prohibited Activities: You agree not to engage in any of the following activities:

Illegal Activity: You shall not use our platform for any illegal activity, violating any applicable federal, state, local, or international law or regulation.
Malicious Code: You shall not use our platform to transmit any code that may be deemed harmful or destructive.
Respect and Behavior: We expect users to conduct themselves with respect and civility, refraining from any harmful, offensive, or inappropriate behavior on our platform.
Data Mining and Bots: You shall not use any data mining, robots, or similar data gathering or extraction methods.
Commercial Use: You shall not use the platform or any content contained on the platform for any commercial purposes other than those specified and permitted.

4. Privacy and Data Use
4.1. Privacy Policy: Your use of our services is governed by our Privacy Policy. By using our services, you consent to the collection and use of your data as outlined in the Privacy Policy.

5. Payment and Fees
5.1. Fees: Certain services provided by us may require payment of fees. You agree to pay all applicable fees in a timely manner. Fees are non-refundable unless otherwise stated.
5.2. Billing Information: You agree to provide accurate, current, and complete billing information. In the event that we are unable to charge your provided payment method, we reserve the right to suspend or terminate your account.

6. Content and Rights
6.1. User-Generated Content: By using our services, you may post, upload, or share content. You retain ownership of any intellectual property rights in such content. By posting, uploading, or sharing content on our platform, you grant us a non-exclusive, worldwide, royalty-free license to use, display, reproduce, and distribute such content.
6.2. Intellectual Property: All content and materials available on our platform are protected by intellectual property rights. You may not copy, distribute, or reproduce any content from our services without our written permission.

7. Subscriptions
7.1. Subscription Plans: Some parts of our service are billed on a subscription basis ("Subscriptions"). You will be billed in advance on a recurring and periodic basis ("Billing Cycle").
7.2. Renewal: At the end of each Billing Cycle, your Subscription will automatically renew under the exact same conditions unless you cancel it or we cancel it. A valid payment method is required for subscription payments.
7.3. Cancellation: You may cancel your Subscription renewal through your online account management page or by contacting our customer support team.

8. KYC (Know Your Customer)
8.1. Identity Verification: We may require you to verify your identity to access our services. You consent to us sharing your details with secure verifying agencies and databases and permit us to submit these details to regulatory government agencies where required.

9. Fee Changes
9.1. Subscription Fee Changes: We may modify Subscription fees for the Subscriptions at our sole discretion and at any time. Any fee changes will be effective at the end of the current Billing Cycle, and you will be provided with a reasonable notice of the change.

10. Currency Conversion And Payouts
10.1. Currency Conversion: For currency conversion and payouts to merchants/service providers, we may not pay above the Central Bank of Nigeria (CBN) rate. However, we are committed to working with competitive rates at the time of payment, which may vary slightly.

11. Chargebacks
11.1. Chargeback Fees: In the event of a chargeback, you shall be liable for an additional charge of [amount or percentage].

12. Liability and Disclaimers
12.1. No Warranties: We make no warranties regarding the accuracy, reliability, or availability of our services. Our services are provided "as is" without any warranty.
12.2. Limitation of Liability: To the maximum extent permitted by law, we are not liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues. Our maximum aggregate liability to you will not exceed the amount you have paid to us in the past six months.

13. Code of Conduct
13.1. Prohibited Uses: You may use our service only for lawful purposes and in accordance with these Terms and Conditions. You agree not to use the service in any way that violates any applicable national or international law or regulation.

14. Changes to the Terms and Conditions
14.1. Amendments: These Terms and Conditions may be amended at any time by posting the amended terms on this site. Your continued use of the Platform following the posting of revised Terms means that you accept and agree to the changes.

15. Governing Law
15.1. Jurisdiction: These Terms and Conditions shall be governed and construed in accordance with the laws of [Your jurisdiction] without regard to its conflict of law provisions.

16. Contact Information
16.1. Contact: For any questions or concerns regarding these Terms and Conditions, you can contact us at slearnoflix@gmail.com.

Thank you for choosing Online 1k Club. We're excited to have you as part of our community!

These Terms and Conditions were last updated on the date provided above and will take effect immediately upon publication.